Homeownership Course Agenda

Certificates given upon completion

Session 1
Preparing for Homeownership
• Choosing The Neighborhood That’s Right For You
• Are You Ready For Homeownership?
• How much house can you afford?
• Benefits of Home Ownership
• Grant Information

Session 2
Introduction to Credit
• Ordering Your Credit Report
• Understanding Your FICO/ Credit Score
• Correcting Derogatory Credit Issues
• How Much Credit Should You Have?

Session 3
Personal Money Management & Budgeting
• The Importance Of A Budget
• Purpose Of A Budget
• Creating A Personal Budget
• Living & Maintaining A Budget
• The Education Of Money Management
• Basic Steps On Savings
• What Is A Reserve Account And Why Is It Needed?

Session 4
The Role Of Realtor & Real Estate Attorney
• The Realtor’s Role & Responsibility
• The Role Of The Real Estate Attorney
• The Home Inspector – The Importance & Role